Bankruptcy Attorneys in Corvallis
The word bankruptcy has a negative stigma is all circles. The belief being that if someone has to file for bankruptcy it is because they are a bad or irresponsible person. The truth is though, anyone can find themselves under a pile of overwhelming debt, and through no fault of their own. No one plans to need to file for bankruptcy, but there are hundreds of scenarios that can happen to anyone, at any time, that will lead to no other choice but to file for bankruptcy.
When the bankruptcy law was implemented, it was never meant to be a blemish that people carried around, that labeled them an irresponsible person who was bad with money. In fact, the idea for the law was to provide people who found themselves with overwhelming debt and no way to get out from under it, a legal recourse and a fresh start.
At Shlesinger & deVilleneuve, we help thousands of Oregon residents each year go from completed overwhelmed and scared, to have a fresh start and being free of their debt. With years of experience, and a legal team dedicated to bankruptcy cases, we can make the process of filing for bankruptcy smooth and get you the second chance that you need to live a life free of debt.
For more than 40 years we have been guiding Oregonians through the bankruptcy process, and we know better than anyone that there are a wide variety of circumstances that can lead to overwhelming debt and bankruptcy filing:
- Medical bills. As if having a medical event occur was not disruptive enough, the after affects to your financial and emotional well-being can be devastating. Sadly, excessive medical bills is the number one reason that people in our Country must file for medical bills. Whether it be a sudden heart attack that leaves you unable to work for an extended period of time or, a diagnosis that requires on-going treatment and office visits a medical event can quickly leave you unable to pay your debt.
- Divorce or Separation. If you have been married to or, living with a partner for any length of time it is easy to become accustom to the household bills being covered by a dual-income approach. However, once a divorce or separation occurs those bills now must be divided equally, and, along with the costs of the divorce and other proceedings, you can easily find yourself with one income and twice as much debt.
- Excessive credit. The term installment credit refers to any debt that you make monthly payments, or ‘installments’ against. This includes credit cards, car payments, etc. While credit cards are best used if only in emergency, when any of the other events mentioned above occur, there is sometimes no other choice but to pay bills using your credit cards. This practice quickly turns sour as the credit cards have various interest rates and minimum payment amounts.
Regardless of the circumstances that have led you to your current financial situation, our team of bankruptcy attorneys are committed to helping you to find a way out. Oregon residents have trusted us for decades to guide them through the bankruptcy process, and have been happy and relieved to come out on the other side with a fresh start, free from harassing creditors and bank foreclosures. With years of experience and skill, we can help with both Chapter 7 and Chapter 13, and can help answer any questions or concerns that you have about the process. You will always been treated fairly, with respect and compassion.